In Benefits Recovered
We are at the forefront in the battle against insurance companies that neglect payment, fighting for the most favorable outcome possible for each client. We have successfully litigated thousands of pip claims. We are one of the largest PIP firms in the state of Florida. We will fight to ensure you are reimbursed for the services provided.
— Gregory E. Gudin, Chief Operating Officer and Managing Partner
Our dedicated team of attorneys provide personalized attentiveness, the highest standards of integrity, and fight for the ultimate compensation needs of all our clients. Through years of litigation experience, we utilize the most effective tactics and tremendous resources to obtain the maximum compensation deserved for our medical providers.
You dedicate your medical practice to helping others.
We dedicate our practice to helping you.
Our seasoned staff members are open and available to meet the needs and schedules of all medical providers across the state of Florida.
We provide exceptional customer service to our clients by reviewing your case as a team and delivering timely custom reporting on the status of your claim.
Our goal is to achieve the best outcomes for each client, delivering unparalleled, comprehensive service.
With 200 employees and 4 office locations across the state of Florida, we apply a tremendous amount of resources to process your PIP claims.
Personal Injury Protection (PIP) coverage, also known as No-Fault Coverage, is one of two types of automobile insurance coverage that is mandatory in the State of Florida (the other mandatory coverage is property damage coverage). PIP coverage is used to pay medical bills and lost wages following an accident regardless of who is at fault for the accident (hence the term No-Fault coverage). Florida requires a minimum of $10,000 in PIP coverage, although many companies allow a person to buy additional PIP coverage beyond $10,000.
The other 20% of their medical bills and 40% of their lost wages not paid by PIP is something the claimants attorney may attempt to collect from the at-fault driver’s insurance company.
PIP coverage is mandatory in the State of Florida. It is the primary source of insurance coverage for medical bills. The Treating doctor is required to bill the claimant’s automobile insurance company first in order to receive payment.
If the patient has health insurance the treating doctor may bill the health insurer as well, however, the health insurer will require the automobile insurance company to pay their 80% of the medical bill before health insurance benefits are paid.
It is very important that the medical bills are being paid under the PIP coverage as required by the terms and conditions of your policy and according to Florida law. Otherwise, it is possible for a situation to arise where no health insurance company and possibly not even the other driver’s insurance company will consider the outstanding medical bills unless and until the first 80% is paid by PIP coverage.
Most people who have never been involved in an accident or never received medical treatment or lost wages because of an accident are surprised to hear that their own insurance company is the one responsible for paying their medical bills and lost wages. As a result, people sometimes question whether they want to proceed with medical treatment for fear that their insurance rates will increase.
However, keep in mind that PIP coverage is mandatory coverage that is required to operate a motor vehicle in the State of Florida. Thus, if someone is injured in an accident their law requires their insurance company to pay your bills since Florida is what is referred to as a no-fault state (a state that requires its drivers to maintain PIP or No-Fault coverage on their policies). As a result, their insurance company should pay their medical bills and lost wages without issue since you paid for this coverage and it is the law, right?
Unfortunately, that’s not always the case.
We take the time to listen to your case and we pay close attention to your files. We understand how difficult it is for medical providers to get reimbursed for services rendered. Having an accomplished, experienced law firm representing your practice can make all the difference between compensation and loss. We are determined to make sure our clients are paid for their services rendered.
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